Learn more. Make payments quick and simple with contactless technology, Ideal if you have lots of employees who travel for work, Interest free credit – up to 56 days' interest-free credit, Travel policy compliance – reporting makes it easier to monitor travel expenditure, Bespoke reports – these can be incorporated directly into your general ledger or ERP system. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. The Royal Bank of Scotland (RBS) has announced plans to venture into the US credit card market with a deal to buy a division of the People’s Bank of Connecticut.The Edinburgh-based group is paying a I have a RBS credit card which I use primarily to balance transfer from another card when our business is short of funds due to late payers. If you own a business with a turnover up to £2m you are eligible for the RBS Business credit card. Product fees may apply. Then use your phone to pay for anything from boarding passes to restaurant meals. Business credit card. Pity I only discovered it when I needed to use it. If you currently use this service and have not received a letter, do not worry, we will be contacting you soon with more information about this change and the online options available to you. We’ll aim to have you up and running as soon as possible. Upon enrolment, 20,000 bonus RBC Rewards points will appear on your first credit card statement. Our business cards provide a flexible and practical way to manage your business finances, whether you need convenient borrowing for expenses or instant cash withdrawal. A fast, affordable way to help your business Card services You can contact our credit card team via secure messaging within your mobile app, or … Apple Pay available on selected Apple devices. Subject to status, for business use only. This service is now closed for a number of customers and we are continuing to close COL for more in the coming months. Lending options if your business has been affected by Coronavirus, Switching to a Royal Bank of Scotland Business bank account, Coronavirus Large Business Interruption Loan, Repayment holiday on existing business loans, Understanding your Coronavirus Business Interruption Loan, Bonds, guarantees and standby letters of credit, Get your business off the ground and moving, Coronavirus Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS). Smooth out your cashflow with our credit card, No annual card fee for the first year (normally £30), No annual card fee after the first year if you spend £6,000 or more every year from account opening, 56 days interest-free credit period on purchases, ClearSpend app available to manage your account efficiently, Minimum credit limit of £500, maximum credit limit subject to status, The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence. Learn more. The RBS Black Card is an "exclusive" credit card that comes with an annual fee of £250. Your registered business address must also be in the UK and you should be registered for tax purposes in the UK. When setting it up, you can elect to pay either the minimum amount, a fixed amount, or your full credit card balance every month. If you want to transfer a balance to your credit card please call the Royal Bank business team. Provided you already have a current account, savings account, credit card or mortgage with RBS, you can start by going to the bank's site and using its "Credit card eligibility checker". Business credit card. Staying on top of your expenses is easy with a card. Get up to £100,000 to grow your business. And best of all, as long as we can verify your details, we can open your account today. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. RBS business cards features and benefits. In Royal Bank of Scotland branches; By cheque (up to 7 working days) For detailed steps on how to make these kind of payments, please refer to our frequently asked questions just below. The Business credit card is for Royal Bank Business Banking customers with a turnover up to £2m. Annual fee applies, Annual turnover £2M or above required to apply. Then use your phone to pay for anything from boarding passes to restaurant meals. Or call us on 0800 028 8335. From the mobile app, select ‘Make a Payment’ from the menu button next to your card. How to apply for a credit card payment break . Winner of Best Business Card Provider. Forgot Username. Credit Card Online Services To learn more about your rewards and how to redeem, visit Credit Card Online Services or call 1-866-201-1095 and Ask a Citizen. If you … Borrowing & Financing. Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. The Cards Online (COL) service is closing for new and existing users. If this is your first time accessing your account online, please enter your 16-digit credit card number below if you are an individual cardholder. Log in to report your card lost or stolen. If we have to decline your application, we’ll send you an email or text message. If you're outside the UK, call +44 (0) 131 454 1605. 3. RBS offers a range of finance products to its business customers in the form of small business loans, business credit cards and a business overdraft facility. For this you get a number of benefits including travel insurance and a concierge service, that can supposedly organize anything "legal" anywhere in the world. In subsequent years, the annual card fee is waived if you spend £6,000 p.a. To apply for a Business Credit Card, you should hold a business current account with Bank of Scotland. If you're outside the UK, call +44 (0) 131 454 1605. Apply for a Royal Bank business credit card. in the previous year. The Cashplus Business Credit Card is perfect for any business, no matter whether you’re a contractor, have just started a new business, or have run your business for the last 20 years. Find out more. More details can be found on our Standards of Lending Practice for Business Customers page. It’s convenient and secure. This can be handy if your customers are being slow to pay you. if any payment exceeds your most recent monthly statement balance, the excess will then be applied to reduce sums charged to your card but not yet shown on any monthly statement. The "Ready to apply" sections on the product pages will help you to prepare. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card could be a good way to help you buy now and spread the cost. It’s contactless, safe and easy. If you are unable to scan and e-mail the application, please mail to Cards Customer Services, PO Box 5747, Southend-On-Sea SS1 9AJ, Depot Code 028, Lending options if your business has been affected by Coronavirus, Please choose an option below to continue, Switching to a Royal Bank of Scotland Business bank account, Coronavirus Large Business Interruption Loan, Repayment holiday on existing business loans, Understanding your Coronavirus Business Interruption Loan, Bonds, guarantees and standby letters of credit, Get your business off the ground and moving, Coronavirus Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS). To manage your personal Royal Bank of Scotland credit card online you must be the primary card holder. We've summarized the main RBS funding options for business use only below: RBS small business loans. Got an Android phone? Misplaced your credit card? Even if you want to stick to the minimum payment you currently make by monthly Direct Debit, you can still make extra payments on top, any time you want. Check out the Business credit card fact sheet: that month’s interest, any Default Charges, 1/12th of any annual fee and 3% of the remaining balance (excluding any annual fee). You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us. Once you receive these details you should visit the Smart Data Online login webpage. OneCard helpline. Forgot Username. Small Business Loan And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need. Digital Banking. Earn up to 3.5% back in rewards when you spend $5,000 in the first 90 days, and up to 1% thereafter 1. Remember: if you only make the minimum payment it will take longer and cost more to clear your balance. Only individuals who have a Royal Bank of Scotland account and authorised access to Digital Banking should proceed beyond this point. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card … Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit … Retailer limits may apply. If parts of either of the balances referred to above have the same interest rate, sums on which interest is charged on interest will reduce first. I do this regularly, pay it off and do it again when necessary. … To apply, you must be a UK resident aged 18 and over. Fees may apply. Business credit card terms and conditions applicable for Sole Traders, Partnerships (of up to 3 partners), or unincorporated associations (such as Charities, Clubs, Societies or Associations): Business credit card terms and conditions applicable for Limited Companies, Limited Liability Partnerships, Partnerships (of 4 or more partners) and Charitable Incorporated Organisations: We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB. There's no interest free period on balance transfers. Don't panic, we've got you covered with emergency access to your cash. Retailer limits may apply. Bonus is only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business … RBS’ Business credit card has a variable APR of 24.5% with 45 days interest-free credit and an annual fee of £32 per cardholder, although the first year’s fee is waivered for start-ups. Our business credit card is only available to existing Royal bank business customers. Instead of paying the balance in full every month you can just pay the minimum amount by the required date. Manage your credit card . We’ll aim to have you up and running as soon as possible. The annual fee is normally £30 per card issued. It’s taking longer than usual to process new applications. RBS ranked 11th in a list of the 14 largest business current account providers for SME overdraft and loan services in an independent survey. Our business card benefits. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 907 0010 (overseas +44 1268 508 023) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). ClearSpend provides you with control and visibility of card transactions, so you can feel comfortable issuing cards to employees and see precisely how money is being spent. Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. Bonus is only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business cardholders are not eligible for this offer. Account Details APR Updated; RBS Low Rate Credit Card: 9.9%. For the security of customers, any unauthorised attempt to access customer bank information will be monitored and may be subject to legal action. To avoid delays, or the application form being returned, please make sure you’ve completed ALL sections. Compare credit cards from the Royal Bank of Scotland. Choose from our 0% balance transfer, low rate, rewards or travel credit cards and apply online today in just 10 minutes. Make a Payment Online: Pay your bills quickly and easily online. Security and Privacy Contact Us Help & FAQs Browser Information CitizensBank.com. Just look out for the MasterCard logo. If you're registered for Internet Banking, you can report your card lost or stolen online. They offer two credit cards called Business credit card and Business Plus credit card. - - - Provided you’ve take reasonable precautions to protect your PIN and your card, … Or call us on 0800 028 8335. Write a RBS … Card services 0345 300 8459 (overseas +44 1268 508019) We’re open from Monday to Friday, 8am–6pm, and Saturdays, 9am–1pm. Lines are open 24 hours a day, 7 days a week. For further details, please refer to the Business Credit Card Agreement (section 8) and the Business Card General Terms. Retailer limits may apply. ClearSpend is a new, convenient, free mobile application available on iOS and Android. The balance transfer rate you’ll pay is on the back of your credit card statement (posted to you) or find out through Credit Card Online Services, You may request a balance transfer of up to a total of 95% of your available credit limit, You can’t do a balance transfer from any other NatWest Group credit card, We might charge a fee when you do a balance transfer. You can use your credit card for regular purchases, like paying suppliers and buying office equipment, or for covering one-off payments that you didn’t budget for. If you already access Digital Banking you can add your credit card to the same service. Of course! Enjoy a business checking account with no minimum monthly balance or maintenance fee. The card has no annual card fee for the first year, nor for the following years if you spend £6,000 or more annually. You can find out more about minimum payments in the "Charges" tab. 2. Annual fee applies, Annual turnover under £6.5M required to apply. 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